The Financial Calculator
Built for Exam Day.

BAII Plus Simulator delivers every function you need — TVM, NPV, IRR, bond pricing, depreciation, and more — with built-in step-by-step tutorials designed for CFA, FRM, CPA, and actuarial candidates.

Also available on the Web
BA II PLUS™
2NDINVHYPCOMPUTEENTERSETDELINSENDDEG
0.00
N=0 I/Y=0 PV=0 PMT=0 FV=0 END
QUIT
SET
DEL
INS
xP/Y
P/Y
AMORT
BGN
CLR TVM
K
RAND
HYP
SIN
COS
TAN
X!
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DATA
STAT
BOND
nPr
ROUND
DEPR
Δ%
BRKEVN
nCr
DATE
ICONV
PROFIT
ANS
CLR WORK
MEM
FORMAT
RESET

Everything you need for finance exams.

Every function mirrors the physical BAII Plus layout, so your muscle memory transfers directly to test day.

TVM — Time Value of Money

Compute N, I/Y, PV, PMT, and FV with the same five-key workflow used on the physical calculator. Essential for bond pricing, loan amortization, and retirement planning problems.

NPV & IRR — Cash Flow Analysis

Enter multi-period cash flows and compute Net Present Value and Internal Rate of Return in seconds. Supports up to 24 cash flow groups with individual frequency counts.

Bond, Depreciation & Break-Even

Bond price and yield-to-maturity, straight-line and declining-balance depreciation schedules, and break-even quantity analysis — all built in as dedicated worksheets.

FORMAT Worksheet

Adjust decimal places (2–9), toggle between chain (CHN) and algebraic (AOS) calculation methods, set date formats, and configure angle modes — exactly as on the real device.

Dual Skin — Classic & Modern

Switch between a classic deep-tone skin matching the physical calculator aesthetic and a modern light interface for extended study sessions. Your preference persists across launches.

6 Languages

Full localization in English, Simplified Chinese, German, French, Japanese, and Korean. Study in the language you are most comfortable with.

Trusted by candidates worldwide.

The BAII Plus is the only calculator permitted across all major finance and accounting exams. Our simulator is built for that exact workflow.

CFA

Chartered Financial Analyst

All three levels. TVM, NPV, IRR, bond pricing, and portfolio calculations covered.

FRM

Financial Risk Manager

Parts I & II. Bond duration, convexity, VaR inputs, and option pricing workflows.

CPA

Certified Public Accountant

FAR, AUD, REG sections. Lease accounting, bond amortization, and present value computations.

SOA

Actuarial Exams

SOA/CAS preliminary exams. Annuities, loans, bonds, and full amortization schedules.

Learn by doing. Not by reading a manual.

Each scenario walks you through real exam workflows step by step, highlighting the exact keys to press and explaining what each screen means.

1

Set Decimal Precision

FORMAT → DEC=9 for exam-level accuracy

2

Switch to AOS Mode

CHN → AOS for standard operator precedence

3

Compute Future Value

I/Y=10, N=10, PV=−100 → FV=259.37

4

NPV & IRR

Multi-period cash flows → NPV=33.48, IRR=23.92%

From zero to exam-ready in minutes.

No need to flip through a 200-page guidebook. Our interactive tutorials simulate the exact keystrokes and screen feedback of the physical calculator, so you learn the right habits from day one.

  • Step-by-step key highlighting — never wonder which button to press next
  • Expected display values after each action, so you know you are on track
  • Covers FORMAT setup, TVM, Cash Flow NPV/IRR, and more
  • Skippable and resumable — jump in and out as your schedule allows

What candidates are saying.

The built-in tutorials were a game-changer for my CFA Level I prep. I went from fumbling with TVM keys to solving bond pricing problems in under a minute. Passed on my first attempt.

JL
Jordan L.CFA Level I Candidate, New York

As an actuary, I need precision. The AOS mode switch and decimal format tutorial alone saved me from making errors I used to make on the physical calculator. I use it daily for SOA Exam FM prep.

SK
Soo-kyung K.Actuarial Analyst, Seoul

I switched between three different calculator apps before finding this one. The dual-skin feature means I can use the classic look during timed mocks and the modern skin for late-night study. Brilliant UX.

MT
Miguel T.FRM Part II Candidate, London

The German localization is spot-on. Being able to follow the tutorials in my native language while still using the standard key labels gave me so much confidence heading into the CPA exam.

AS
Anna S.CPA Candidate, Frankfurt

macOS Native + Web

Full native macOS app with system-level keyboard shortcuts, plus a responsive web version accessible from any modern browser. Your settings sync across devices.

6 Languages, One Workflow

English, 简体中文, Deutsch, Français, 日本語, 한국어 — switch languages instantly. The key labels stay universal, while every tutorial and menu adapts to your language.

Ready to master your financial calculator?

Join thousands of CFA, FRM, CPA, and actuarial candidates who practice with the most accurate BAII Plus simulator available.

Download for macOS